Private Enterprise Capital

Capital, structured around your strategy.

Responsive private lending and advisory support for real estate investors and growth-oriented businesses. From $30,000 residential investment loans to mid-market transactions in the hundreds of millions — we evaluate the property, the plan, and the risk profile to support timely decisions.

Discuss a Transaction → Our Capabilities
EST. ST. LOUIS · ATLANTA
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$30K–$1B Transaction Range
30+ Years of Experience
4 Capability Pillars
National Sponsor & Borrower Reach
Modern architectural facade Asset-based · Sponsor-focused
About PEC

A boutique source of capital and clarity.

Private Enterprise Capital provides private lending and capital solutions for real estate investors and growth-oriented businesses.

We are sponsor-focused and asset-aware. Our work centers on understanding the transaction in front of us — the property, the plan, the people, the path to exit — and matching it to the right capital structure. We engage when our involvement adds clarity, speed, or access that conventional channels cannot.

Engagements range from $30,000 single-asset residential investment loans to mid-market transactions in the hundreds of millions. Across that range, the discipline is the same: structure capital around the strategy, not the other way around.

Our Mission

"To provide responsive capital solutions that help qualified real estate investors and business owners pursue well-structured transactions."

Capabilities

Four pillars of capital, tuned to the transaction.

Residential investment property i.
$30K – $700K · Asset-Based

Residential Investment Property Loans

Asset-based financing for non-owner-occupied 1–4 unit residential investment properties. Whether you are evaluating a short-term project, a long-term rental, or a value-add opportunity, we focus on the property, the plan, and the overall risk profile to support timely decisions.

Underwriting considers property characteristics, project scope, borrower experience, and exit strategy. Requirements vary by product and transaction type.

Discuss a scenario →
Mid-market commercial buildings ii.
$5M – $1B · Capital & Advisory

Mid-Market Capital & Advisory

We support clients with capital sourcing and transaction support across select financial products and services. Engagements include helping businesses and sponsors evaluate capital structures, identify potential funding pathways, and coordinate with third-party professionals as needed.

Engagement scope, availability, and outcomes depend on the facts of each situation and partner capacity.

Initiate a conversation →
Skyline representing growth capital iii.
Growth & Liquidity · Network-Driven

Equity & Growth Capital Solutions

For select early-stage and growth-stage companies, PEC can assist with capital strategy and, where appropriate, facilitate introductions to members of our network of investors and advisors. Situations we may support include:

  • Scaling operations and entering new markets
  • Funding an add-on acquisition
  • Planning for partial liquidity or ownership transitions
  • Consolidating ownership interests, including inactive shareholders
  • Evaluating payoff or refinancing for private noteholders
  • Common equity, preferred equity, convertible notes, or SPVs as appropriate
Explore the fit →
Commercial and industrial real estate iv.
CRE · Specialty · Sponsor-Focused

Commercial & Specialty Real Estate Finance

Flexible financing options for a range of property types and project needs — tailored to transaction size, property type, and business plan. Depending on the opportunity, we can support financing across:

  • Single-family and multifamily assets
  • Hospitality and self-storage
  • Industrial and healthcare
  • Agricultural properties
  • Select development and repositioning projects
Submit an opportunity →
Our Approach

Disciplined underwriting, structured around context.

Our underwriting approach is primarily asset-based and considers a small set of factors that, taken together, tell the real story of a transaction.

i.

Asset characteristics

Property condition, location dynamics, comparables, and the underlying value drivers that shape the transaction's downside.

ii.

Project scope & plan

The intended use, budget, timeline, and the specific work to be performed — assessed against realistic outcomes.

iii.

Borrower experience

Track record, capacity, and depth of operating experience relevant to the project type.

iv.

Exit strategy

Refinance, sale, or hold — and what conditions need to hold for the path to actually unlock.

v.

Capital structure

Senior, mezzanine, equity, or hybrid — matched to transaction size, geography, and partner capacity.

vi.

Path to decision

Clear communication on what information is typically required, and what a realistic timeline looks like for evaluation.

"Requirements vary by product and transaction type. If you are comparing options versus conventional financing, we are happy to discuss your scenario and explain what information is typically needed to evaluate a request."

Leadership

Operators and advisors with decades of practice.

RL Principal & Founder

Ron Erwin Lewis

Principal & Founder

Ron has more than 30 years of experience in real estate, including development support, feasibility analysis, land utilization, rehabilitation projects, and business development consulting.

He has worked with organizations of varying sizes and supports clients with transaction planning, execution coordination, and investor-focused communications.

AJ Technology & IP Advisory

Albert Jackson

Technology & Intellectual Property Advisory

Albert provides limited advisory support related to technology concepts and intellectual property matters, including general guidance on patents, software, and other intangible assets.

His involvement is informational and consultative only. Mr. Jackson does not participate in capital raising, lending, securities transactions, valuation services, or investment decision-making.
Begin a Conversation

Let's discuss your transaction.

The fastest way to get a useful answer is to share the basics of your scenario. Whether you are evaluating an investment property, planning a capital raise, or weighing financing alternatives — we will tell you what is typically needed to move forward.

Office817.798.2918
Emailmannainv@aol.com
Address111 Westport, Suite 600St. Louis, MO 63146
AffiliatedManna Development Enterprises, LLCmannadevelopmentent.com
Inquiry

Your message goes to our office. Please do not send confidential or sensitive information through this form unless and until a written engagement is in place.

Disclosures

Compliance & regulatory disclosure

Website disclaimer. The information on this website is provided for general informational purposes only and does not constitute legal, tax, accounting, investment, or other professional advice. Nothing on this site is intended to be, and should not be construed as, an offer to sell or a solicitation of an offer to buy any security, investment product, or financial instrument, nor a commitment to lend.

Any financing, investment, or advisory services described are subject to eligibility, underwriting, internal approval, written agreements, and applicable laws and regulations. Past performance, case studies, and examples (if any) are not indicative of future results, and outcomes are not guaranteed.

PEC makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information on this site and may update content at any time without notice. Links to third-party websites are provided as a convenience only; PEC does not control or endorse third-party content and is not responsible for it.

Your use of this website does not create a client, advisory, fiduciary, broker-dealer, lender, or other professional relationship with PEC, and you should not send confidential information through this site unless and until a written engagement is in place. Services may not be available in all jurisdictions, and PEC may limit or decline engagements at its discretion.

Regulatory Disclosure

Private Enterprise Capital is not a lender, broker-dealer, investment adviser, or registered securities firm. PEC does not provide loans, invest capital, sell securities, or offer investment advice. All financial products and services referenced are provided exclusively by independent third-party entities, including Senior Commercial Capital, LLC. Clients are encouraged to consult their own legal, tax, and financial advisors before entering into any transaction.